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Hot Issues
2018 – a list of lists regarding the macro investment outlook
Sports lovers enjoy better financial fitness
Where Australia is at. Our leading indicators.
The year that was and the year ahead
Add some extra cash to your New Year
New year, new financial resolutions
Our Advent calendar for 2017
Where are we in the global investment cycle?
Australia's vital statistics
12 ways to enjoy summer without spending a fortune
One in three Aussies travel without protection
Digital payment options could see you spend more this Christmas
If you’ve always thought property prices only go up…
Will Australian house prices crash?
Where are we in the global investment cycle and what's the risk of a 1987 style crash?
Money steps for women
Resources on our site to help you, your family and your friends.
Australian Dietary Guidelines and healthy eating chart (PDF)
How to retire, your way
Prepare for retirement without missing out today
Be the boss of your cash
The Australian economy bounces back again
Should you lend money to family?
Money mistakes people make in their 50s and 60s
Australian Dietary Guidelines and healthy eating chart (PDF)
Eight steps to improved cashflow... and lifestyle
Powerful Budgeting, cash flow and Super Tools available on our site.
5 ways Australians will use their tax return this year
Australia's leading causes of death - ABS
The threat of war with North Korea
Six traits of Australians living the dream
The break higher in the Australian dollar is likely to be limited
Money can buy you happiness, you’re just spending it wrong
Key Economic Indicators, 2017 – updated
Helping your kids buy a home
From Goldilocks to taper tantrum 2.0
What’s your debt age?
Doing a budget is a good idea but ....
Planning is the key to making it financially
What to do when you come into money
Managing your money when you move in together
Reduce your bills with these household items
It pays to contribute to your partner's super
How to cope with losing independence
Transition to retirement income streams
The Australian economy hits another rough patch
Watch out for tax scams
The three core pillars of this year's budget
Federal Budget - 2017-18 - Overview
Federal Budget - 2017-18 - Budget documents
Make the most of the current super caps
Five, four, three… it’s not too late to get more in super
Super changes are coming
What’s your debt age?
Australian cash rate on hold
Super changes this financial year - Dr Shane Oliver - video
The door is closing on super’s current caps
Is Donald Trump's honeymoon with investors over?
Estate planning and why you need a super plan
What does a comfortable retirement look like?
Give your career a health check
Super changes from July 2017
Changes to the Age Pension assets test
Keep your money safe over the silly season
Looking ahead at 2017
Review of 2016, outlook for 2017 - looking better despite the political noise
Merry Christmas for 2016, a Happy New Year and a prosperous 2017.
54.2 million worries
Five tips for happy healthy ageing
Thinking about managing your own super?
Sending more to the tax office than you should?
Government pulls back on proposed changes to super
Market Update - What to consider when investing in a low return world
Stop!! Don't do a paper Budget, use our online budgeting tools instead.
Oliver's Insight - Megatrends
Value of Advice
A growing family doesn't have to blow the budget
Blinded by optimism
Thinking about managing your own super?
The investment outlook - it's not all that bad!
What’s your biggest obstacle to financial success?
Ageing Parents
Should you own the roof over your head?
Be a senior entrepreneur on your own terms!
Brexit and other key developments
Brexit wins
Commentary on major issues - AMP
Five money habits for a happy financial year
Are grandparents giving too much?
Remember to factor in parental subsidies at tax time
2016-17 Federal Budget - AMP
2016 Budget in detail
How (and why) to talk to your adult children about insurance
Procrastination: Just do it. Eventually.
Why Australian property won't collapse
The Lucky Country holding up pretty well
Have we reached the bottom?
The evolution of the Chinese consumer
Retirement rolls around faster than you think
Pressed for time?
Changes to the Age Pension assets test
Women are building financial intelligence
Heirlooms no more
Initial market falls precede stronger returns - Shane Oliver
What exactly is income protection insurance and do I need it?
A rough start to the year, which could have further to go
Aged Care - Changes to Assessment of Rental Income
A bump in the road, then a new start
New year, new start – are you ready for retirement?
Review of 2015, outlook for 2016 - Dr Shane Oliver
We wish you a Merry Christmas for 2015 and a Happy New Year
Go easy on the plastic over Christmas
Resolutions for a wealthy future
The Australian dollar doing what it normally does - overshoot. Dr Shane Oliver
How to manage volatility in a low return world
The Australian economy - more help will be needed. Dr Shane Oliver
Insurance through my super
Four tactics to build an investment portfolio
The demand for global infrastructure
Help achieve your investment goals with dynamic asset allocation
The Power of Budgeting
Jump retirement hurdles with a coach
Preparing for the time of your life
A Super Loan for all reasons
Making a smooth transition
Budget 2015 - some professional opinions
Australian Government - Budget 2015
Achieving a comfortable retirement
Is off-the-plan on the money?
Should I take my super as a lump sum or not?
Do you have a key person in your business?
Tips for success in a competitive job market
All you need to know about buying at auction
To sell or not to sell?
Saving in a material world
Women are building financial intelligence


International Women’s Day on 8 March encourages us to aim for parity for women.


On average, Australian women are paid 17.1% less than men(i). They also tend to spend more time away from paid work to have children and care for loved ones which impacts their income, savings and superannuation. 

The good news is things are improving. 

Women are closing the gap

Women have come a long way since 1911, when International Women’s Day was inaugurated. In those days, women had little entitlement to the basics, including the right to vote. 

Things are changing for the better. And, more women are taking control of their super with 47.1% of self managed super trustees being women(ii). 

Still, in the 12 months to June 2015, women with superannuation had an average balance of $101,900 compared to the $158,100 of their male counterparts. 

Invest in thinking differently

Women can help themselves by thinking differently when it comes to money. The Australian Government’s financial literacy survey shows women are highly confident in their saving habits but when it comes to investing, many women lack confidence(iii). Women need to make the most of their income and their time in the workforce. And shifting the focus to long-term wealth building and investment from as early on as possible may help. 

Whether you’re new to the workforce or looking back on your working life, it’s never too early or late to build on the investment opportunities available to you. 

Many women can become better off simply by seeking financial advice and learning how to invest for the short and long term, whether in superannuation, shares, property or a combination of different investments. 

The value of super proofing the future

Super is one of the most tax-effective environments for investing to build wealth. The bottom line in super is that investors have the potential to keep more money in super while less goes to the tax office. 

By working with a financial adviser and aiming for a specific super balance, you can determine how and when to use specific strategies―like salary sacrifice and transition to retirement strategies―to reach your goals. 

But be sure not to lose any money by paying extra fees for multiple accounts. It’s easy to consolidate your super, much easier than just a few years ago. You may even find money you’ve lost along the way using a free lost-super service. Ask your financial adviser what you need to do. 

Help is at hand

If you don’t have a wealth building strategy that extends beyond day-to-day budgeting, seek financial advice as soon as you can. 

You may be surprised at the opportunities you have right now to build investments and wealth, even if you don’t see yourself as being in a strong enough financial position to do so. Pick up the phone; it could change your future. 

i, Australian Government Workplace Gender Equality Agency. 

ii Do you fit the latest profile of a typical SMSF trustee? Super Guide. 

iii, Financial Literacy—Women Understanding Money, Australian Government Financial Literacy Foundation.